Loan Programs We SERVICE
Conventional Loan Programs
CONVENTIONAL STANDARD
CONVENTIONAL HIGH BALANCE
FANNIE MAE HOME READY
FANNIE MAE REFINOW
FREDDIE MAC HOME POSSIBLE
FREDDIE MAC REFI POSSIBLE
Government Sponsored Loan Programs
FHA STANDARD
FHA HIGH BALANCE
FHA STREAMLINE REINANCE
FHA - DPA100% - SECOND LOAN FORGIVABLE
FHA - DPA100% - SECOND LOAN REPAYABLE
Non-QM Conventional Loan Programs
DSCR - RENTAL INCOME ONLY
12/24 MONTH BANK STATEMENTS
ITIN - U.S. TAXES IMMIGRANTS
1Y or 2Y PROFIT & LOSS REPORT
1Y or 2Y FULL DOC NON-QM
FOREIGN NATIONALS DSCR
FOREING NATIONALS FULL DOC
Alternative & Specialty Loan Programs
SECOND LIENS
HELOC
FIX AND FLIPS
CONSTRUCTION
PRIVATE - HARD MONEY
COMMERCIAL ALL TYPES
SBA LOANS
Loan Programs
Which Mortgage is Right for You?
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
Mortgage Rate Options
Fixed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable ARM
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Interest Only
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
Graduated Payments
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...